• No Annual Fee                                                                                          
• No Cash Advance or Balance Transfer Fees  
• Auto Rental Collision Damage Waiver Program
• $250,000 Travel Accident Insurance                                                               
• Security and Fraud Protection
  • Visa 's Zero liability Policy - Your liability for unauthorized transactions is $0.
  • Ability to report your Visa credit card lost or stolen 24/7
• Money Saving Payment Options (No hassle of purchasing stamps to make payments)
  • Make payments using Online Banking from your savings or checking account at LorMet.
  • Make payments using Member Service Line from your savings or checking account at LorMet.
• Free online access to your Visa account using EZCardinfo.
• 25-day Grace Period on Purchases 

Visa Credit Card Lost or Stolen?  
Please call 1-800-299-9842 during office hours or 1-800-325-3678 after hours.

Added Protection for You!  Do you shop online with your LorMet Visa Credit Card?  Are you looking for added safety?  Click on www.verifiedbyvisa.com for more information on how Verified By Visa gives you added safety when making your purchases online!

Traveling with your LorMet Visa Credit Card? Due to security concerns and for the protection of our members, a number of countries have been blocked for Visa Credit Card transactions. If you plan to travel outside the USA, American Express Travelers Cheques are an alternative for travelers. Please contact a Member Service Representative at any of the branches regarding countries on the blocked list.

 *Annual percentage rate may vary.