LorMet Credit Union has added over 32,000 surcharge-free ATMs!*
Tired of paying ATM surcharges? LorMet Community FCU  has joined Allpoint™, the nation's largest surcharge-free ATM network.  To find the surcharge-free Allpoint ATMs closest to where you live, work and shop, use the Allpoint locator.

New MasterCard Debit Card Limit!  LorMet MasterCard Debit cardholders have a point-of-sale limit up to $1500 per day!**  

Notice to Allpoint Users:  If a surcharge screen appears during your Allpoint ATM transaction, press "yes" to accept the surcharge and proceed with your transaction. You will notice on your receipt that you have not been charged the surcharge, or Allpoint will refund your money. If you choose not to obtain a receipt, the Allpoint surcharge-free transaction will also appear on your monthly paper statement. 

What is a MasterCard Debit Card?
LorMet's MasterCard Debit card with your checking account is your safe alternative for carrying cash.  It is, in effect, a plastic check.  When you use your debit card, you are accessing your checking account and "writing a check" electronically". 

Traveling with your MasterCard Debit Card or ATM card? Click here for important information.   

• You are not required to show "I.D" with a Debit card. allows you to make purchases using the credit option. 
• This processes the transaction as a MasterCard giving you additional protection regarding cardholder liability in cases of fraud.
• There is no need to carry your checkbook around and you have no worry about losing checks.
• Your "MasterCard" Debit Card also functions as an ATM Card.

NOTE:  You must remember to record your "electronic check" in your checkbook register so that your checking account balances.

Apply for a LorMet "MasterCard" Debit card today at any branch.  You can also contact us by phone or email to have an application mailed to you.

Lost or Stolen Debit Card?
If you need to report your Debit Card lost or stolen during business hours, please call the main office at 440-277-8265 immediately.  After business hours, please call 1-800-554-8969 immediately. 

Note:  If you are calling the after hours number, it is also necessary that you contact the main office at 440-277-8265 the next business day so that you can be reissued a card as soon as possible.

Added Protection for You!
Do you shop online with your LorMet MasterCard Debit Card?  Are you looking for added safety?  Click on the MasterCard Securecode link on LorMet's home page or go to MasterCard Securecode.com to choose your own Securecode.  This will add protection against unauthorized use of your card when you shop online at participating merchants.

*LorMet owned ATMs - No transaction charges.  First four (4) foreign transactions in a month - no transaction charge.  $1.00 per foreign transactions thereafter.  First four (4) ATM inquiries in a month - no transaction charge.  $0.25 per foreign ATM inquiries thereafter.  No annual fee, however cad may be closed if not used for 12 consecutive months.

**Applies to LorMet MasterCard Debit Card Point of Sale Signature purchases transacted without the use of a PIN.  Additional funds may not be available for purchases during the 3 day period after purchase authorization/approvals up to $1500 until the electronic purchases are actually debited from the checking account.