Financing for Cars, Trucks, SUVs, & Vans

Rates as low as 3.12% APR* for NEW Cars, Trucks, & SUVs

  • APR as low as 3.12% for up to 75 months*
  • Low Rates – new, used, refinance or lease buyout at a great rate
  • No Prepayment Penalty – there’s never a fee for paying off your vehicle loan early
  • Up to 125% financing on new vehicles and up to the retail value (as rated by NADA) on used vehicles
  • See your payments and balance anytime using LorMet Online Banking
  • Enroll in Direct Payment to have your loan payment electronically debited from your account each month




LorMet is Lorain County’s Top Auto Lending Credit Union

Call a LorMet branch or a participating dealership and ask for LorMet financing on your next vehicle purchase. Click below for contact information and updated hours for our partner dealerships.

Nick Abraham Auto Mall
Mark Wahlberg Chevrolet

Liberty Ford Vermilion
Liberty Ford Vermilion logo
Sunnyside Chevrolet

Sunnyside Chevrolet logo
Spitzer Chevrolet Amherst

Premier Toyota

Premier Toyota logo

I-90 Nissan

Nissan logo

Ed Tomko Chrysler Jeep Dodge

Ed Tomko Chrysler Jeep Dodge logo
Sunnyside Toyota

Sunnyside Toyota logo

Harrison Ford

Harrison Ford Wellington logo
Montrose Kia of Sheffield

Montrose Kia of Sheffield logo

Elyria Hyundai

Elyria Hyundai logo


*APR = Annual Percentage Rate. Rates quoted are offered depending on the individual’s credit score. Qualifying factors include, but are not limited to, vehicle mileage, negative equity allowances, amount, and condition. TransUnion FICO Auto Enhance Score of 740 or above is required for LorMet’s lowest possible rate. Vehicles currently financed with LorMet are excluded from this offer. The APR listed above is for in-person direct member financing, which includes a loan documentation fee and maximum term financing. Indirect or on-site dealership financing offered by LorMet may have slightly higher APRs for new members. Not all applicants will qualify for the lowest APR or maximum term. All loans are subject to underwriting policy and guidelines, credit verification and credit repayment history. Other rates and terms are available. Advertised APR is current as of July 7, 2021, and is subject to change without notice.

Loan Payment Example: For $25,000 borrowed at 3.12% APR for a term of 72 months, the monthly payment would be approximately $384.21. APR and payments may vary for other loan amounts and repayment terms.