First-Time Car Buyers

No Credit History? No Credit Score? First time buying a vehicle?

Buying your first car is an exciting time. We’re here for you.

Call us at (440) 960-LOAN about our special rates or visit a participating dealership.



Tips for First-Time Car Buyers

woman in carDetermine how much you can realistically pay each month.

Remember, this is more than just your loan payment; include your monthly car insurance payments too. It helps to have a budget with all of your monthly expenses and your monthly income to look at the “big picture.”

Think about how you will use your car.

If you know you will be putting on a lot of miles, you may wish to look at more fuel-efficient models and reliability. Maybe a pickup or minivan would better suit your needs if you often move a lot of things from place to place.

Visit one of LorMet’s preferred dealerships.

Cars are their livelihood and they know their stuff so ask your questions to the professionals. This is also a good way to explore different models and vehicle styles to find out what may be right for you. Be sure to take a test drive or two as you find the car that is right for you.