New Borrowers

LorMet offers a wide range of loans to meet any member need!

If you are new to establishing a credit history let LorMet help you. We’ve designed loans to help you establish and maintain your credit history. If you are not yet a member we will be happy to help guide you through the financing process.


Are you a First-Time Car Buyer?

If you have little or no credit history, LorMet’s First-Time Car Buyer program may help you obtain a lower rate when financing your first vehicle.


Are you a student attending a degree-granting institution?

The Smart Option Student Loan® by Sallie Mae®1 is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. Now you can pay for college the smart way with three great repayment options and competitive interest rates! To learn more or to apply, please get started here.


Need to establish or re-establish your credit?

Let your money work for you! A LorMet Share Secured Loan offers a low rate that will help you in establishing a good credit history.


Make your borrowing experience easy by applying for a loan:

  • In person at a branch
  • Calling a friendly loan officer at 440-960-LOAN


1 Credit criteria and eligibility requirements apply. Credit Union is not the creditor for these loans and is compensated for the referral of Smart Option Student Loan customers.

Sallie Mae and Smart Option Student Loan are registered service marks of Sallie Mae Bank or its subsidiaries.