| Detail | Everywhere Checking | Classic Checking |
|---|---|---|
| Everywhere Checking-Apply Online | Classic Checking-Apply Online | |
| Minimum to Open | $50.00 | $50.00 |
| Earns Dividends | YES | No |
| Rewards | Earn even higher dividends with minimum debit card usage** | |
| E-Statements | Required | Optional |
| Debit Card & Checks | Yes, Unlimited | Yes, Unlimited |
| Online/Mobile Bill Pay | FREE | $5.00/month |
| Person-to-Person Payments | Included in Bill Pay | Included in Bill Pay |
| Monthly Service Fee | No Monthly Service Fee if: You complete 15 debit card purchases (excluding ATM transactions) per month Otherwise, it’s only $6.95/month |
No Monthly Service Fee if: You receive monthly direct deposits totaling $500.00 or more to this account and receive E-Statements-OR- You maintain $750.00 average daily balance in this account and receive E-Statements Otherwise, it’s only $8.95/month |
| Common Features |
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*LIMITED TIME OFFER. To receive $100 bonus, simply open a new Everywhere Checking account with at least $50 and receive recurring monthly direct deposit totaling $500 or more in ACH deposits of payroll, pension or government benefit, such as Social Security, to this account within 60 days of opening. Bonus deposited within 10 business days of completing requirements. Bonus will be reported on IRS Form 1099-INT. If account closed within six (6) months, bonus will be deducted from account and Early Closing Fee of $25 will apply. Not available to existing LorMet checking account holders, those whose accounts have been closed within 90 days or closed with a negative balance. Checking accounts subject to approval.
** Complete at least 15 debit card purchases (excluding ATM transactions). Everywhere Checking account is a Tiered Rate account. More information on the requirements to earn dividends and the current Dividend Rate and Annual Percentage Yield (APY).
1 Message and Data rates may apply.
2 LorMet will automatically transfer from the linked Primary Savings (if funds are available) up to six times per month, if there is not enough money in your checking account to cover the transaction. There is a fee of $2.00 for each Automatic Transfer. Additional information and other overdraft options.
