| Everywhere Checking | Classic Checking | |
|---|---|---|
| Everywhere Checking-Apply Online | Classic Checking-Apply Online | |
| Minimum to Open | $50.00 | $50.00 |
| Earns Dividends | YES | No |
| Rewards | Earn even higher dividends with minimum debit card usage* | |
| E-Statements | Required | Optional |
| Debit Card & Checks | Yes, Unlimited | Yes, Unlimited |
| Online/Mobile Bill Pay | FREE | $5.00/month |
| Person-to-Person Payments | Included in Bill Pay | Included in Bill Pay |
| Monthly Service Fee | No Monthly Service Fee if: You complete 15 debit card purchases (excluding ATM transactions) per month Otherwise, it’s only $6.95/month |
No Monthly Service Fee if: You receive monthly direct deposits totaling $500.00 or more to this account and receive E-Statements -OR- You maintain $750.00 average daily balance in this account and receive E-Statements Otherwise, it’s only $8.95/month |
| Common Features |
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* Complete at least 15 debit card purchases (excluding ATM transactions). Everywhere Checking account is a Tiered Rate account. More information on the requirements to earn dividends and the current Dividend Rate and Annual Percentage Yield (APY).
1 Message and Data rates may apply.
2 LorMet will automatically transfer from the linked Primary Savings (if funds are available) up to six times per month, if there is not enough money in your checking account to cover the transaction. There is a fee of $2.00 for each Automatic Transfer. Additional information and other overdraft options.
