Streamline Refinance
Is your current home loan backed by the FHA? If so, you may be eligible for this simplified refinance process.
REFINANCE
Which Type of Refinance Fits Your Needs?
Refinancing your mortgage could lower your monthly payments, shorten the term of your loan, or reduce your interest rate*
Rate-And-Term Refinance
Cash-Out Refinance
Rate-And-Term Refinance
Rate-And-Term Refinance
Replace your existing mortgage with new terms. Pay off your home sooner or potentially reduce your interest rate and monthly payments*.
*APR and monthly payments may vary based on your credit score and other factors
Simple Refinance
Your new FHA loan amount could include all closing costs if the amount falls within the appraised value.
IRRRL Refinance
If you already have a VA-backed home loan, you may be eligible for an interest rate reduction refinance.
Benefits of Refinancing
Your financial situation changes over time, and so should your mortgage terms!
- Reduce interest, through either a lower rate or shorter term length
- Consolidate debt through a cash-out refinance
- Lower your monthly payments depending on your previous interest rate and terms*
*APR and monthly payments may vary based on your credit score and other factors
Lending Partners You Can Trust
LorMet shops around with the nation’s leading mortgage lenders to offer you low rates and flexible terms
88
+
Years Of Experience
$ 245
+
Million in Assets
21
K+
Loyal Members
$ 1
+
Billion Loans Granted
MORTGAGE
LorMet Has a Mortgage Solution for Your Specific Needs
Maybe you’re in a position to purchase a home rather than refinance. Our expert lending team has you covered and will guide you through our wide range of available mortgage options!
Conventional Home Loans
A popular option for homebuyers, our top-rated lending team can help you close on your dream home quickly with terms that fit your needs.
VA Home Loans
Backed by the VA, these loans provide competitive rates ad flexible terms for eligible veterans, service members, and their spouses1
FHA Home Loans
Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.
1 Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
Home Refinance Resources
Get confident in your mortgage knowledge with our resource library!
Suannette GierboliniAlexis helped us close early on our home. I’m forever in debt to them and will always recommend LorMet!
Read Full Member Testimonial
Michele HooverI wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience
Read Full Member Testimonial
Jackie BecksEverything from the home appraisal to the final signature was streamlined and easy. Thank you!
Read Full Member Testimonial
Eric Torres“I’ll tell anyone who needs a loan, go with LorMet! They actually care to walk you through it.”
Read Full Member Testimonial
Matthew RobichFantastic job at guiding us through the entire home buying experience!
Read Full Member Testimonial