Conventional Home Loans with LorMet Credit Union

Conventional Mortgage with LorMet Mortgage Solutions

CONVENTIONAL LOANS

What Makes Conventional Loans Beneficial?

If you have great credit and a low debt-to-income ratio, conventional loans could be an attractive option thanks to their wide range of benefits

Flexible Term Length

Simple Loan Process

Higher Loan Limits

Flexible Term Length

With options available from 8-year to 30-year terms, conventional loans offer flexibility to align your mortgage payments with your budget and long-term goals.

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Simple Loan Process

Conventional loans are not subject to the extensive underwriting process and strict inspection guidelines required by government-backed loans*. This can make your offer more attractive to sellers!

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Higher Loan Limits

Conventional mortgage loans may offer higher loan limits compared to government-backed loans. This gives homebuyers the flexibility to finance a wider range of homes within their budget.

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*All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Some restrictions may apply. A loan officer will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

Buy With Confidence

YOUR DREAM HOME DESERVES A QUICK CLOSING!

Competition is extreme in today’s housing market. Quick, reliable financing could be what puts your offer over the top!

Fill out our quick online application
Get a pre-approval^* from one of our experienced loan officers
Shop for a new home, hassle-free!

*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.

Get Pre-Approved! Ask a Loan Officer

Quick closing with LorMet Mortgage Solutions

Lending Partners You Can Trust

LorMet shops around with the nation’s leading mortgage lenders to offer you low rates and flexible terms

85 +

Years Of Experience

$ 240 +

Million in Assets

21 K+

Loyal Members

$ 1 +

Billion Loans Granted

CALCULATOR

Conventional Loan Payment Calculator

Estimate your monthly payments with our adjustable Home Loan Payment Calculator

Purchase Price $

Mortgage Term

Down Payment ($)

20%

Annual Taxes ($)

1.5%

Interest Rate (%)

7.999%

Mortgage Insurance Rate (%)

Annual Insurance $

Monthly HOA $

Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. The results shown are estimates only. Speak with a Loan Officer for more specific information.

MORTGAGE

LorMet Has a Mortgage Solution for Your Specific Needs

Maybe a Conventional Loan isn’t right for your unique circumstances. Our expert lending team has you covered and will guide you through our wide range of available mortgage options!

After work, female soldier chases son in house

FHA Home Loans with LorMet Mortgage Solutions

Mortgage Refinance with LorMet Mortgage Solutions

VA Home Loans

Backed by the VA, these loans provide competitive rates and flexible terms for eligible veterans, service members, and their spouses¹

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FHA Home Loans

Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.

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Refinance

Take advantage of our lending partner’s low rates! Refinancing your mortgage from a different lender could lower your monthly payments.

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¹ Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.

Conventional Home Loan Resources

Get confident in your mortgage knowledge with our homebuyer-focused resource library!

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Nancy Lestock

We were cleared to close in just 19 days! The LorMet Mortgage Solutions team was phenomenal.
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Nancy Lestock

As first-time home buyers, we decided to work with LorMet Mortgage Solutions because of LorMet Credit Union’s reputation for service and the quick turnaround time for closing. With the housing market so competitive, we wanted to include a fast closing to strengthen our offer. We were cleared to close in just 19 days, and throughout all of it the LorMet Mortgage Solutions team was phenomenal.

Michele Hoover

I wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience
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Michele Hoover

My experience with LorMet Mortgage Solutions was nothing short of exceptional. I wholeheartedly recommend them to anyone looking for a hassle-free and customer-centric mortgage experience. They have earned my trust and respect and will undoubtedly be my first choice for any future mortgage needs.

Jackie Becks

Everything from the home appraisal to the final signature was streamlined and easy. Thank you!
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Jackie Becks

I was pleased with the response time. Charles answered all my questions with patience and was very knowledgeable. Everything from the home appraisal to the final signature was streamline and easy. Thank you.

Eric Torres

“I’ll tell anyone who needs a loan, go with LorMet! They actually care to walk you through it.”
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Eric Torres

It’s the above and beyond personal service that I really appreciate. They have someone who actually cares to walk you through it. I’ll tell anyone who needs a loan, go with LorMet!

Matthew Robich

Fantastic job at guiding us through the entire home buying experience!
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Matthew Robich

Charles did a fantastic job at guiding us through the entire home buying experience. I do not know how we would have made it through this process without him. He was very knowledgeable, timely, and went above and beyond to help us every step of the way.

Conventional Home Loans with LorMet

What Makes Conventional Loans Beneficial?

Flexible Term Length

Simple Loan Process

Higher Loan Limits

Buy With Confidence

*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.