What Makes VA Loans So Beneficial?
Options with No Down Payment2
VA Loans offer low or no-down-payment options2. This means you can spend less time saving for a down payment and get one step closer to your housewarming party!
1 Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
2 VA loans require a one-time fee called a VA funding fee which may be collected at closing or rolled into your loan. The fee is determined by the loan amount, your service history, and other factors. A down payment on your VA loan may be required in certain circumstances and maximum loan limits vary by county.
Buy With Confidence
Competition is extreme in today’s housing market. Quick, reliable financing could be what puts your offer over the top!
- Fill out our quick online application
- Get a pre-approval* from one of our experienced loan officers
- Shop for a new home, hassle-free!
*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.
Lending Partners You Can Trust
Years Of Experience
Million in Assets
Loyal Members
Billion Loans Granted
Estimate Your Low Mortgage Rate
Today’s Rates
Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.
LorMet Has a Mortgage Solution for Your Specific Needs
Maybe a VA Loan isn’t right for your unique circumstances. Our expert lending team has you covered and will guide you through our wide range of available mortgage options!
Conventional Home Loans
A popular option for homebuyers, our top-rated lending team can help you close on your dream home quickly with terms that fit your needs.
FHA Home Loans
Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.
Refinance
Take advantage of our lending partner’s low rates! Refinancing your mortgage from a different lender could lower your monthly payments.
Mortgage Payment Calculators
VA Home Loan Resources
Eric EbingerBuying a home was the most stressful thing I’ve been through, but Charles made it pleasant.
Read Full Member Testimonial
Ali ShannonAlexis explained everything in detail, she made something really really big, seem really really small.
Read Full Member Testimonial
Larry LandfordDon’t be on the fence, it’s a no-brainer because you’re treated with respect and kindness here.
Read Full Member Testimonial
Suannette GierboliniAlexis helped us close early on our home. I will always recommend LorMet!
Read Full Member Testimonial
Michele HooverI wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience.
Read Full Member Testimonial