No Equity Home Improvement Loans

FHA Title I Home Improvement Loans

LorMet is an approved Title I lender by the U.S. Department of Housing and Urban Development. Use this loan for alterations, repairs, and site improvements to your personal home.

  • No Equity Required
  • Fixed Rate
  • Maximum loan value up to $25,000
  • No Prepayment Penalty
  • Flexible Payment Terms


Visit a LorMet branch or call 440-960-LOAN to get started!

Owner occupied primary residence only. Any loan over $7,500 must be secured by a mortgage or deed of trust of the property. Available to Lorain County, Ohio, residences only. Subject to review of project estimates and property inspection upon completion.