Visa Credit Cards

LorMet offers you a choice of Visa^® credit cards to fit your personal needs

	LorMet Visa Rate Credit Card	LorMet Visa Rewards Credit Card
	Apply Online	Apply Online
Best Choice:	If you make purchases and tend to carry a balance, or if you want to transfer a balance from another higher rate credit card.	If you make everyday purchases using your card or want to earn Bonus Points on purchases for merchandise and travel.
Annual Percentage Rate (APR) for Purchases	9.75% – 15.75% Variable APR*	11.00% – 17.00% Variable APR*
Rewards	none	ScoreCard Rewards Earn Bonus Points with each purchase to redeem for merchandise and travel
Common Features	No Annual Fee No Balance Transfer Fees No Cash Advance Fees Travel Accident Insurance and Auto Rental Insurance** 24/7 online account access to purchases, balances, and payment activity Chip technology SecurLOCK Equip

Transfer Balances from your high rate cards to your LorMet Visa Credit Card

Simply complete the Balance Transfer Authorization and return to any LorMet branch or by mail.

Traveling? Important Information About Your Visa Credit Card

Due to security concerns and for the protection of our members, some countries have been blocked for LorMet Visa Credit Card transactions. If you plan to travel outside the U.S., please contact a member service representative at 440-960-6600 regarding countries on the blocked list.

*Effective as of June 15, 2017. Based on your creditworthiness. This APR will vary with the market based on the Prime Rate, see Credit Card Application Disclosure.

**Restrictions, limitations and exclusions apply.

Visa is a registered trademark of Visa International Service Association and used under license.