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Open your account today at any LorMet location and experience the Credit Union difference!

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85
Years Of
Existence

Accounts

Add a Checking Account to Your Existing Membership Online

Find the best checking account options for your lifestyle, and take your banking relationship to the next level!

Everywhere Checking

Get rewarded for everyday debit card purchases by earning dividends on your account. Click below to begin your application.

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Classic Checking

A traditional checking account for those who prefer paper statements and write many checks. Click below to begin your application.

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Student Checking

A convenient banking experience designed specifically for students. For ages 17-22. Stop by any branch to begin your application.

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Teen Checking

Learn to spend and save with no account fees or minimums. For ages 15-18. Stop by any branch to begin your application.

Branch Locations

LorMet Credit Union Auto Loans

Finance your next vehicle purchase with LorMet for a low rate

Vehicle Loans

LorMet is Lorain County’s Top Auto Lending Credit Union.

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Private Owner Purchase – Ohio

Buying a car from a private owner in Ohio?

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Motorcycle Loans

Ready to own the open road? We have the low rates to kick-start your next joyride.

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ATV, Boat, & RV Loans

Get to the campsite and start your next adventure.

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Apply Now for Mortgage Solutions from LorMet Credit Union

Conventional Loans

FHA Loans

VA Loans

Conventional Loans

Apply for a Conventional Loan

Home purchase, no cash-out refinance, limited cash-out refinance, or cash-out refinance. Flexible terms are available.

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LorMet Mortgage Solutions Conventional Loans

FHA Loans

Apply for an FHA Loan

Home purchase, streamline refinance, cash-out refinance, simple refinance, or no cash-out refinance available.

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Quick closing with LorMet Mortgage Solutions

VA Loans

Apply for a VA Loan

Home purchase, cash-out refinance, or interest rate reduction refinance loan (IRRRL) available.

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Apply Now for Home and Signature Loans from LorMet Credit Union

Home Equity Line of Credit

Fixed-Rate Home Equity Loan

FHA Home Improvement Loans

Signature Loans

Share Secured Loans

Home Equity Line of Credit

Finance a home improvement project, pay tuition, or even consolidate debt using your home’s equity.

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Fixed-Rate Home Equity Loan

Borrow a single amount for a specific purpose. The rate and payment stay the same for the life of the loan.

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FHA Home Improvement Loans

LorMet is an approved Title I lender by the U.S. Department of Housing and Urban Development.

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Signature Loans

Based on your credit, not the equity in your home. Reward yourself with your dream project!

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Share Secured Loans

Establish or re-establish your credit by making a major purchase without dipping into your savings.

Contact us to begin your application.

First-Time Car Buyer Program

Shopping for your first car with limited credit history? You deserve a low rate, manageable terms*, and an opportunity to establish your credit.

Click below to begin your application.

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85
Years Of
Existence

*Repayment terms of up to 72 months. No previous auto credit required. Must be at least 18 years old with a valid driver’s liscense. First time auto loans my require a co-signer to qualify.

Apply Online For LorMet Visa Credit Cards

Easy balance transfers for the Visa Credit Card that best fits your lifestyle

Visa Rewards Credit Card

Earn rewards on everyday purchases

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Visa Rate Credit Card

Freely transfer balances from a higher rate credit card with no balance transfer fees

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Tim Alcorn, Radio Voice of the Cleveland Cavaliers

When I walk into a LorMet branch, there’s a sense that you’re part of the family.
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Tim Alcorn, Radio Voice of the Cleveland Cavaliers

When I walk into a LorMet branch, I feel as if I have a relationship with the staff. There’s a sense that you’re part of the family, part of their community. Just the way they talk to you, the way they treat you. It’s a very personal service.

Bob Setlock

We’ve banked in many communities, this is the best we’ve ever belonged to.
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Bob Setlock

We’ve been banking in many different states and many different communities throughout the years, this is the best one we’ve ever belonged to, it really has made a difference. For people out there who maybe want to make a change, I really recommend LorMet because of what I perceive to be a very positive culture that has seemed to have grown here, the people are very nice and it makes all the difference in the world.

Niya Knox

They gave me the best info about how my money was going to work for me.
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Niya Knox

They gave me the best information about how my money was going to work for me. You cannot choose a better financial institution, you cannot choose a better family to join!

Cindy LaFortune

If you want that personal touch, that feeling that people care, they do.
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Cindy LaFortune

If you want that personal touch, and that feeling that people care about you here, they do. And Irene was so good about explaining everything and making sure that I had a good experience. I don’t think I’ve ever experienced going into a bank and having THAT.

Marilyn Bombac

I was looking at CDs. Irene was compassionate, caring, and wanted us to succeed.
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Marilyn Bombac

I was looking at CDs, being involved with a trust, so there were a lot of different things that I was trying to get some professional advice on. Irene was not only competent and extremely knowledgeable but she was compassionate, caring, and wanted us to succeed, it was apparent. Those are the kind of things you cant buy, those are the kind of things that make an organization worth people coming back to.

Apply Online for LorMet Financial Services

Not a LorMet Member?

Add a Checking Account to Your Existing Membership Online

Everywhere Checking

Classic Checking

Student Checking

Teen Checking

LorMet Credit Union Auto Loans

Vehicle Loans

Private Owner Purchase – Ohio

Motorcycle Loans

ATV, Boat, & RV Loans

Apply Now for Mortgage Solutions from LorMet Credit Union

Apply for a Conventional Loan

Apply Now for Home and Signature Loans from LorMet Credit Union

Home Equity Line of Credit

First-Time Car Buyer Program

View Full Terms & Disclosures

*Repayment terms of up to 72 months. No previous auto credit required. Must be at least 18 years old with a valid driver’s liscense. First time auto loans my require a co-signer to qualify.

Apply Online For LorMet Visa Credit Cards

Visa Rewards Credit Card

Visa Rate Credit Card

Leaving LorMet.com