What Makes DSCR Loans a Game-Changer?
No Personal Income Necessary
All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Some restrictions may apply. A loan officer will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
Buy With Confidence
Competition is extreme in today’s housing market. Quick, reliable financing could be what puts your offer over the top!
- Fill out our quick online application
- Get a pre-approval* from one of our experienced loan officers
- Shop for a new home, hassle-free!
*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.
Lending Partners You Can Trust
United Wholesale Mortgage (UWM), Union Home Mortgage (UHM), and their Account Executives are not affiliated with LorMet Community Federal Credit Union. Use of any party is not required by the other parties.
Years Of Experience
Million in Assets
Loyal Members
Billion Loans Granted
LorMet Has a Mortgage Solution for Your Specific Needs
Maybe an investor loan isn’t right for your unique circumstances… Our expert lending team has you covered and will guide you through our wide range of available mortgage options!
Conventional Home Loans
A popular option for homebuyers, our top-rated lending team can help you close on your dream home quickly with terms that fit your needs.
VA Home Loans
Backed by the VA, these loans provide competitive rates and flexible terms for eligible veterans, service members, and their spouses1
FHA Home Loans
Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.
Refinance
Take advantage of our lending partner’s low rates! Refinancing your mortgage from a different lender could lower your monthly payments.
1 Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
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DSCR Loan Resources
Michele HooverI wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience.
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Ali ShannonThey explained everything in detail, and made something really really big, seem really really small.
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Suannette GierboliniThey helped us close early on our home. I will always recommend LorMet!
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Larry LandfordDon’t be on the fence, it’s a no-brainer because you’re treated with respect and kindness here.
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Eric EbingerBuying a home was the most stressful thing I’ve been through, but LorMet made it pleasant.
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